• Retirement Analysis
• Income and Estate Planning
• Investment analysis and management
• Risk management
• Business succession

Your financial goals and objectives cannot be realized without an appropriate plan. I use a very sophisticated software package to assist clients in beginning their planning journey. Please keep in mind that financial planning is a process, it is not something you do once and file away. It is a framework that must be regularly updated as time and circumstances change.

Through my affiliation with fsic, my broker/dealer (member NASD/SIPC), I offer investment management services that range from traditional brokerage account to managed accounts. In the managed account arena, I use low cost exchange traded funds ("ishares" for example) for most of my clients' accounts. I analyze these accounts at least annually and reallocate based upon where the markets have been and where they appear to be going. For those clients that desire outside management, I use the Russell Funds. Russel, one of the largest asset management firms in the world, is headquarted locally and offers the first class management services that I demand for my clients.

Please visit the Business Profitability, Business Structure and Charitable Giving pages of this site to learn more about their interrelationship to Financial Planning.